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SeniorDiscounts, Recommended by Consumer Reports Money Adviser
March 2006

Friday,
April 28, 2006

 

Senior Special Section: The cost of owning a car continues to increase. This week we revisit discounts that are available on car insurance to help car owners lower the cost of maintaining a vehicle.

SeniorDiscounts Card News: Over 5,000 business locations now offer exclusive discounts for members of the SeniorDiscounts Card. For more information on becoming a member of the SeniorDiscounts Card program, click here.

Senior Discounts Section: We highlight SeniorDiscounts Card Member discounts available on pharmacies, home care, and elder law, among others.

Challenge Section: SeniorDiscounts announces a new winner for the Add A Discount Challenge and Weekly Newsletter Challenge every week. Check out our Challenge Section below for more some Earth Day trivia, this week's winner and for other ways to win a free SeniorDiscounts Card Membership.

If you would like to tell others about
SeniorDiscounts and this Newsletter, click here.

 
If you are interested in helping us spread the word about SeniorDiscounts Card and would like to become a representative, please contact us. Click here.

 

 


Kathy, from Englewood, CO tells us that Mile High Coffee, a neighborhood coffee house provides a 30% on beverages and food to customers 60 and older.

Frank from Kalamazoo, MI tells us that Borgess Health and Fitness Center offers members 60 and older a $10 discount on monthly dues. Regular members pay $49 a month. Seniors pay $39. Everyone must pay a $199 initiation fee.

Joan of Omaha, NE informs us that the 20 Grand Theater will give $2 off the regular price of a non-matinee movie to patrons 60 and older.

Thanks for all of your submissions.

Let us know about senior discounts,
click here
.

 

 

First Aid Guide
Would you be interested in a discounted First Aid Guide that would help you or your loved ones in case of an emergency?

Yes
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Auto Insurance

Last fall we discussed car insurance and the discounts that may be available to older drivers. Recently, there has been a lot of press regarding this issue and we thought it was important to discuss it once again.

While there are still discounts on car insurance for older adults, some car insurance companies may be changing their mature discount policies.

According to insurance companies, drivers in their fifties should see some decrease in their rates, although it may not be automatic. Auto insurance agents should be reviewing your policy on a regular basis to see if there any discounts or other benefits that may be available to you. If you have not reviewed your policy in some time, inquire with your current provider to see if it offers any senior discounts. Most of the auto insurance agencies we researched provide a 5%-10% discount at the age of 50 or 55.

The insurance industry has been paying close attention to the driving records of older adults, especially those people over sixty. They have found that while older drivers do not receive many citations, they have been filing more accident claims. Older adults, especially those over 70, are second only to teenagers for the number of accident claims, and the number of claims seems to be rising.

As drivers get older, into their sixties and seventies, they may start to see their rates go up again. This is especially true if there is a claim filed for an accident, which could "red flag" the account with the insurance carrier. Now may be a good time to see if there are any driver education or other programs you may be able to take to get a lower rate.

There are now many defensive driving courses available to older drivers and taking them could reduce the amount you pay for your insurance. These classes are now available in most states and cost between $10 and $25 for a two-day (eight hour) course. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily. Insurance companies will typically provide a 10% discount on car insurance for a three year period upon completion of one of these courses, but check with your provider before you sign on.

The senior driving courses are available through local and state agencies as well as AAA and AARP. You can also check with your insurance agent to see what courses may be available to you.

Here are some other discounts that may be available to you: There are discounts available for retired individuals. If you are retired and are not employed full time, you may be eligible for a discount of up to 5% off your car insurance. Age requirements for this type of discount vary by state and insurance carrier. You could also save on Personal Injury Protection (PIP) coverage. Some companies will provide a discount if a minimum amount of the driving mileage is by anyone over a specified age.

Be careful on the roads out there. The best way to keep your rates down is to avoid citations and accidents.

 
     
  This week we bring you some of the discounts available in our SeniorDiscounts Card program. The following discounts and over 130,000 more can be found at www.seniordiscounts.com. Included in each listing is the phone number, address, map of the location and more. Remember - we add more discounts every week.  

Do you know of a senior discount that we don't? Tell us and you could win $100.
Click Here
.

 
         
  Riker, Danzig, Scherer, Hyland, & Perretti
 
 
  The law firm of Riker, Danzig, Scherer, Hyland, and Perretti, LLP, with offices in New York and New Jersey, is a leader in the field of elder law and disability planning. SeniorDiscounts Card Members receive a 5% discount on legal fees for elder law consultations and have access to free seminars throughout the metropolitan area.  
Click here for more details about this discount. Search our Local Services category in NY and NJ.
 
       
  Personal Touch Home Care of LI Inc.
 
 
 

Personal Touch Home Care is a licensed home care agency in New York, providing home health aides and companions to clients in their homes. They accept most major insurance including Medicaid and private pay. SeniorDiscounts Card Members receive a free consultation with a Senior Advisor.

 
Click here for more details about this discount. Search our Health and Nutrition category. Located in NY.
 
       
  Moon Lake Pharmacy
 
 
  Moon Lake Pharmacy in Schaumburg, IL is a Lifestyle and Natural Products Center and Full-Service Pharmacy. They have a Registered Dietitian on full time staff to help clients with Lifestyle, Diet, Supplement Choices, Health Screenings and more. They will help organize your medications and can automatically refill prescriptions and deliver or mail to your home. SeniorDiscounts Card Members receive 10% off most over-the-counter items.
 
Click here for more details about this discount. Search our Medical and Pharmacy category.
 
       
  Smile & Love
 
 
  Smile & Love, Inc. is a private domestic employment agency founded in Chicago. It covers Chicago and the surrounding suburbs. The agency provides quality care for its clients with live-out and live-in nannies and caregivers. All employees are thoroughly screened, licensed and bonded by the State of Illinois. SeniorDiscounts Card Members receive a 40% discount.
 
Click here for more details about this discount. Search our Health and Nutrition category.
 
       
  Mitte Realty
 
 
 
  SeniorDiscounts Card Members receive a 10% discount on all real estate fees in King & Snohomish Counties, Washington. Ask for Mike Mitte of "Best NW Realty."  
Click here for more details about this discount. Search our Local Services category.
 
 
Senior and Elder Care Resources:
 
 
Find a retirement or assisted living community, nursing home or Alzheimer's care that matches your needs at NewLifeStyles.com. View maps and online tours or get driving directions. Check out their new, easier search, click here.


Find elder care at EldercareLink.com. This free referral service helps you find everything from Home Care and Assisted Living to Financial Planning and Personal Emergency Responses. Click Here.
 
     
 
     
 

Add a Discount Challenge

Each week in this newsletter we announce a new winner in the Add A Discount Challenge. Let your fellow senior discounters know about any new discounts you find and keep those discounts coming.

We are looking for any and all NEW Senior Discounts. This means discounts that we don't already have on our web site. Ask at your favorite place of business and find out if it offers a senior discount. If it does, simply submit it on our web site. Click here.

You can also tell us about businesses you think would be interested in offering a senior discount. Provide us with the business' information and we will contact that business and invite it to offer a senior discount. The more discounts you enter, the better your chances of winning. Click here.

As always, we greatly appreciate your participation in adding value to our service.

Our winner this week, Kathy Demmitt of Englewood, CO will receive a one year SeniorDiscounts Card membership. Kathy, please e-mail us at: newsletter@seniordiscounts.com to claim your prize.

Weekly Internet Challenge

Answer the trivia question and you will be entered to WIN a complimentary SeniorDiscounts Card Membership with included SeniorDiscounts Guide Book.

This Week's Challenge:
Which astronaut from New Mexico was one of the last two men to walk on the moon?

To answer: Click Here and tell us your answer to the Weekly Challenge. Good luck.

Last Week's Challenge Question:
Which Senator from Wisconsin organized the first Earth Day?
Last Week's Challenge Answer:
Gaylord Nelson

Our winner this week, Loyvone M. Washington of Columbia, SC will receive a one year SeniorDiscounts Card membership. Loyvone, please e-mail us at: newsletter@seniordiscounts.com to claim your prize.

Corrections Challenge

We can always use help keeping our database of discounts current and our web site free of errors. If you find a discount that is not correct, no longer valid, or an error on our web site, let us know and we will send you a gift. Just e-mail us at: mistakes@seniordiscounts.com with the correction you have found and please include a description of the mistake. We appreciate your help.

 

For great deals on books containing senior discounts, click here.

 

The Moon is believed to be 4.6 billion years old, which is the same age as the Earth.

The Moon is comprised of a rocky material that is heavily scarred with craters from meteorite impacts.
The moon is composed of a core, partially molten mantle, and a crust.

The surface of the Moon is covered with craters, basins, and cratered highlands, called terrae. The soil that covers the Moon is called regolith, and is composed of rock fragments and fine dust grains. The maria are lowland plains that were once craters that were later flooded by lava. From Earth the terrae appear bright and the Maria are dark.

The Moon keeps one side permanently turned towards Earth.

The first Moon landing was made by Apollo 11, on July 20, 1969. Neil Armstrong and Buzz Aldrin were the first human beings to walk on an extraterrestrial body. The Moon is the only extraterrestrial body that has ever been visited by humans and is also the only body from which samples were brought to Earth.

 

 
   
 
 
 

Humankind has not woven the web of life. We are but one thread within it. Whatever we do to the web, we do to ourselves. All things are bound together. All things connect.
- Chief Seattle, 1855

If you have a comment, quote, or joke for us, please E-mail us at: newsletter@seniordiscounts.com.

 
     
 
 
 
David Smidt - President
SeniorDiscounts.com, Inc.
PO Box 14762
Chicago, IL 60614

info@seniordiscounts.com
www.SeniorDiscounts.com
 
     
 
 
 

This newsletter provides information on senior discounts, and tips on how seniors can save money at no cost to our readers.

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SeniorDiscounts.com 2006
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